Can Hail Damage Skylights and Solar Panels?

Hail can crack or shatter skylight glass, especially if the glass is old or thin. Even small hailstones, when driven by strong wind, can create stress fractures that weaken the unit. Plastic skylights may dent or puncture, though they are less likely to shatter completely.

A damaged skylight can let water seep into your home during the next rain. You might notice stains on the ceiling or a draft around the frame. Check the flashing and seals too, because hail can loosen them without breaking the glass itself.

• Inspect skylights from inside for cracks or water stains
• Look for chips or pits on the glass surface
• Check the frame and flashing for dents or gaps
• Note any draft or whistling sound near the skylight
• Take photos of visible damage for your records

Start by checking for immediate water entry. If you see water dripping from a skylight, place a bucket underneath and move valuables away. For solar panels, avoid climbing on the roof; instead, inspect from the ground or use binoculars.

Document any damage with photos and notes. This helps when you talk to your insurance company about a claim. Policies vary, and your insurer decides what is covered. Also, check your policy to understand your deductible and coverage limits.

You can't prevent hail, but you can reduce the risk of damage. For skylights, consider impact-resistant glass or a protective cover. For solar panels, some manufacturers offer more durable glass, and proper installation can help withstand wind-driven hail.

Regular maintenance also matters. Keep trees trimmed to reduce debris that could hit your roof during a storm. After any hailstorm, do a quick visual check. If you spot damage early, you can address it before it leads to leaks or bigger problems.